Selecting the best bike insurance in Malaysia entails evaluating quite a few components, like coverage selections, premiums, customer service, and additional benefits offered by distinct insurers. This guidebook compares some of Malaysia's major motorcycle insurance coverage companies to assist you to make an knowledgeable selection that meets your Driving wants and price range.
1. Allianz Malaysia Berhad
Coverage Options: Allianz Malaysia features thorough coverage possibilities customized to protect the two riders and their motorcycles. Their insurance policies generally contain:
Third-Occasion Legal responsibility: Addresses damages and accidents brought about to Other individuals in a collision.
Individual Injury: Covers mend or substitution fees for your bike on account of accidents, fireplace, or theft.
Personalized Accident: Delivers compensation for bodily personal injury or Loss of life resulting from a mishap.
Extra Added benefits: Roadside support, medical bills, and much more.
Rates and Reductions: Allianz Malaysia presents competitive rates with options for discounts determined by safe Using records, many policies, and membership affiliations.
Customer care: Known for successful claims processing and fantastic consumer guidance.
2. AXA Affin Normal Insurance coverage Berhad
Protection Choices: AXA Affin presents flexible bike insurance policy strategies with complete protection, such as:
3rd-Party Legal responsibility: Covers authorized liabilities for bodily injury or house harm to Other people.
Possess Damage: Addresses fix prices to your bike in mishaps, theft, or purely natural disasters.
Individual Incident: Provides coverage for accidental Dying or bodily damage.
Rates and Bargains: AXA Affin gives aggressive premiums and special discounts for Safe and sound riders, loyalty applications, and bundling procedures.
Customer care: Dependable customer support which has a user-helpful promises procedure and 24/seven aid.
3. Etiqa Insurance policies Berhad
Protection Choices: Etiqa gives bike insurance programs built to protect riders comprehensively, which includes:
3rd-Bash Liability: Coverage for authorized liabilities arising from incidents.
Personal Injury: Safety from maintenance or substitute charges for your personal motorcycle.
Particular Accident: Protection for injuries or Loss of life ensuing from mishaps.
Additional Benefits: Roadside support, health-related charges, and loss of equipment.
Rates and Discounts: Etiqa provides aggressive premiums with savings for Harmless riders, multi-coverage motorbike insurance holders, plus more.
Customer Service: Recognized for responsive customer support and economical claims handling.
4. Liberty Insurance policies Berhad
Protection Solutions: Liberty Insurance coverage gives motorbike coverage designs with An array of coverage alternatives, like:
3rd-Bash Liability: Coverage for authorized liabilities ensuing from mishaps.
Have Damage: Covers restore expenses for the motorbike on account of incidents or theft.
Own Accident: Supplies payment for bodily harm or Dying ensuing from mishaps.
Premiums and Discount rates: Aggressive rates with savings obtainable for Harmless riders, plan renewals, and loyalty courses.
Customer Service: Liberty Insurance coverage is recognized for superb customer service and prompt claims settlement.
5. Zurich Basic Insurance policy Malaysia Berhad
Coverage Alternatives: Zurich Malaysia supplies thorough motorbike insurance policies strategies with the next coverage alternatives:
Third-Get together Liability: Covers legal liabilities for bodily injury or property damage to Some others.
Possess Problems: Addresses mend or alternative charges for your personal motorcycle due to incidents, theft, or fireplace.
Own Incident: Delivers protection for accidental Demise or bodily injuries.
Premiums and Reductions: Competitive premiums with bargains for Harmless riders, multi-plan holders, and marketing delivers.
Customer support: Zurich Malaysia gives dependable customer service with a simple promises system and 24/seven guidance.